2025 401k Max Salary Limit

2025 401k Max Salary Limit. In 2025, the irs has forecasted an increase in the 401(k) elective deferral limit to $24,000, up by $1,000 from the current limit. The internal revenue service (irs) has announced the retirement plan contribution limits for 2025, bringing several key changes for 401(k) plan sponsors.

The total employee contribution limit to all 401(k) and 403(b) plans for those under 50 will be going up from. Starting in 2025, employees can contribute up to $23,500 into their 401 (k) and 403 (b) plans, most 457 plans, and the thrift savings plan for federal employees, the irs announced nov.